We’re three months into 2017 and many people have probably already begun to slack on some of those resolutions they’ve made.  One resolution that gets put on the back burner quickly is one to spend less money.  No sooner does the clock strike midnight, do we start to make plans for trips, clothes and how to spend that impending tax refund – all before we have the actual dollars or cents in our hands.  Before you know it, money is low, emergencies pop up, and we spend the rest of the year vowing to get it right the next time.  Well, the next time is here.  Starting on the journey to financial wellness doesn’t have to be hard, and it doesn’t have to involve tons of cash.  Small steps can be taken to get you started right where you are, so that getting your money right can go from annual resolution to permanent lifestyle.


The first step to getting your money right is to know where it’s going.  Mint helps you bring together everything from balances and bills to your credit score and more, so you can see where you stand and how to improve.  Spending too much on clothing?  Paying bills late?  Have room in the budget to pay off a credit card? Mint helps you see all of that, and on the go, so you never have to guess how you’re money is doing.


If you’re like most people, if you see the money, you’ll spend the money.  Digit helps you save money without thinking about mainly because, you never see it. Every day, Digit tries to move some money from your checking account to your Digit account. Digit never transfers more than you can afford, so you don’t have to worry about over-drafting your account. In fact, they have a no-overdraft guarantee. Need to stop blindly saving for a while?  You can pause digit for up to 30 days with a simple text message, and restart any time.


If you’re ready to save, but want to do more with your money than have it just sit around collecting dust, then you’re probably someone interested in investing.  Not sure how to start?  Acorns is the perfect app for you.  Acorns uses the spare change from your purchases to get you started in micro investing that’s extremely easy to do and comes with a low risk. The spare change from every purchase you make becomes an investment in your future, and with ever full dollar saved automatically diversified across 7,000 stocks and bonds.  It’s the perfect way to save and get your feet wet in the stock market game all from your phone.