Labor Day marked the unofficial end of summer, so that means it’s time to store some of your clothes and accessories away and embrace fall fashion. Besides a head-to-toe wardrobe overhaul being pricey, it’s completely unnecessary when you have the right handbag. And what’s the right bag? One that perfectly combines function and fashion, and can become the centerpiece of any look. Details like eye-catching colors, luxe hardware and textured leather are all you need to make a splash this fall. And did we mention everything is less than $150?

For the Party Girl

Mango Faux Fur Bracelet Clutch ($60,

We all have that go-to clutch for a night on the town, but eventually you get tired of clasping the dainty bag in your hand. That’s where this disc-shaped bag becomes a lifesaver. The detachable gold chain comfortably wraps around your wrist, and the colder months always call for a bit of (faux) fur action.

For the Diva on a Budget

Pour La Victoire Maison Medium Tote ($140,

Investing in an everyday bag from a top designer is an expensive decision. But if you’re not ready to make that commitment, you don’t have to sacrifice style. This textured bag is the epitome of sophistication, and the burnt orange and neutral tones are right on trend. You’ll wear this with everything from jeans and an oversized sweater to a sheath dress, so it’s more than worth the price tag.

For the Working Woman

Ivanka Trump Crystal Top Handle Shopper ($88,

The rule of not wearing white after Labor Day is horribly outdated. With details like embroidery and gold hardware, every hardworking woman needs a structured purse like this. It’s an effortless upgrade to a work-appropriate pencil skirt and blouse.

For the Mover and Shaker

Aldo Perego Cross Body Bag ($50,

When a tote is too cumbersome and a clutch too small, the cross body bag is just right. Sling it over your shoulder when you need to be hands-free and on the go. The quilted pattern has a chic feel, and if your outerwear is neutral, the fire engine red is a nice dash of color.

For the Trendsetter

Steve Madden Bfringer Tote ($98,

Prints like camo, plaid and tribal may come and go, but leopard remains in heavy rotation. Also, the funky fringe adds a fun element of style and major movement. Animal print is a neutral and can be worn with nearly anything, but it really works well with brights like red, yellow or orange.

—Patrice J. Williams

Patrice J. Williams is a NYC-based writer and budget style expert behind Looking Fly on a Dime. She dishes on fashionable, affordable solutions for those who want to look their best without maxing out their budget. Her motto is your style is never determined by your wallet. Follow her on Twitter and Instagram for daily fashion updates.